Ayushman (Health) Card

Ayushman Card is not a commonly known term, but it is possible that you are referring to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) card. PM-JAY is a health insurance scheme launched by the Government of India in September 2018. It aims to provide financial protection to economically vulnerable families in India by offering coverage for hospitalization and medical treatment for certain serious illnesses and procedures. The Ayushman Bharat PM-JAY card is issued to eligible beneficiaries, which include families identified by the Socio-Economic Caste Census (SECC) and certain categories of people such as farmers, rural artisans, street vendors, and construction workers. The card enables beneficiaries to access healthcare services at empanelled public and private hospitals across the country. The scheme provides coverage for up to 5 lakh rupees per family per year and covers a range of medical treatments, including pre-existing conditions. The Ayushman Bharat PM-JAY scheme is an important initiative by the government to improve access to healthcare services for millions of people in India, especially those from economically weaker sections of society. (Let see our other Labour Card article)

Ayushman as a Gov Services

Aim of Ayushman

The Ayushman Card, also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) card, is a health insurance scheme launched by the Indian government. The aim of this scheme is to provide financial protection to families living below the poverty line and vulnerable population groups against catastrophic health expenditures.

The Ayushman Card provides health insurance coverage of up to 5 lakhs per family per year for secondary and tertiary hospitalization expenses. This coverage includes pre-existing conditions and a wide range of medical treatments and procedures. The scheme is intended to reduce out-of-pocket expenses for healthcare and ensure that people receive timely access to quality healthcare services without financial constraints.

Need of Ayushman

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance scheme launched by the Government of India in 2018. The Ayushman Card, also known as the PM-JAY card, is issued to beneficiaries of this scheme.

The Ayushman Card serves as an identity proof for beneficiaries and allows them to access cashless and paperless medical treatment at empaneled hospitals. It ensures that beneficiaries do not have to pay for medical treatment out of their pockets, as the scheme covers the expenses of medical treatment.

The card also provides access to a range of health services, including hospitalization, surgeries, diagnostic tests, and medication, making healthcare affordable and accessible to economically vulnerable families across India.

Therefore, the Ayushman Card is an essential document for beneficiaries of the Ayushman Bharat PM-JAY scheme to access quality healthcare services without financial burden.

Features

Ayushman Card, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY) card, is a health insurance scheme launched by the Government of India. The features of the Ayushman Card include:

1. Coverage: The Ayushman Card provides health insurance coverage of up to Rs. 5 lakhs per family per year for secondary and tertiary hospitalization.
2. Eligibility: The Ayushman Card is available to families that are identified as deprived, socio-economically backward, and vulnerable.
3. Cashless Treatment: The Ayushman Card enables cashless treatment at empaneled hospitals across the country.
4. Portability: The Ayushman Card is portable across India, which means that the cardholder can avail of medical services at any empaneled hospital across the country.
5. Pre-existing conditions: The Ayushman Card covers pre-existing conditions from the first day of the policy.
6. No age limit: There is no age limit for enrollment in the Ayushman Card scheme.
7. Paperless: The Ayushman Card is a paperless scheme, and all the information related to the cardholder is available in digital form.

Overall, the Ayushman Card aims to provide financial protection and affordable healthcare services to millions of vulnerable families across India.

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Application Procedure

The Ayushman Card is a health insurance card that provides financial protection to eligible families for hospitalization expenses. Here’s an overview of the application procedure for Ayushman Card:

1. Check eligibility: The Ayushman Card is available to families that are listed in the Socio-Economic Caste Census (SECC) database, as well as families that are identified as vulnerable and listed in the state government database. You can check your eligibility by visiting the official website of Ayushman Bharat or by visiting the nearest Ayushman Bharat Center.
2. Collect required documents: To apply for the Ayushman Card, you will need to provide certain documents, such as your identity proof, address proof, family size, and income certificate. You can collect these documents before starting the application process.
3. Apply online: You can apply for the Ayushman Card online through the official website of Ayushman Bharat or through the mobile app. You will need to provide your personal and family details, as well as upload the required documents.
4. Verification: Once you have submitted your application, it will be verified by the concerned authorities. This process may take a few days.
5. Receive the Ayushman Card: If your application is approved, you will receive the Ayushman Card by post at your registered address. You can use this card to avail of cashless hospitalization services at empanelled hospitals.

It’s important to note that the application process may vary slightly from state to state. You can contact your nearest Ayushman Bharat Center or the state health department for more information on the application process.

Benefits

Ayushman Card refers to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) card, which is issued to beneficiaries of the scheme. The AB-PMJAY scheme aims to provide financial protection to economically vulnerable families and ensure their access to quality healthcare services.

Here are some benefits of Ayushman Card:

1. Financial protection: The Ayushman Card offers financial protection to families covered under the AB-PMJAY scheme. They can avail cashless healthcare services up to Rs. 5 lakhs per family per year in any of the empanelled hospitals.
2. Access to quality healthcare: The scheme ensures that beneficiaries have access to quality healthcare services without worrying about the cost. This helps them receive timely treatment for illnesses and diseases.
3. Coverage for pre-existing conditions: The Ayushman Card also covers pre-existing conditions, which means that beneficiaries can get treatment for chronic illnesses that require long-term care.
4. Coverage for secondary and tertiary care: The scheme covers not only primary care but also secondary and tertiary care services, including surgeries and procedures that require hospitalization.
5. Pan-India coverage: The Ayushman Card provides coverage to beneficiaries across the country. This means that they can access healthcare services in any empanelled hospital, irrespective of their location.

Conclusion

Overall, the Ayushman Card offers significant benefits to economically vulnerable families by providing them with financial protection and access to quality healthcare services.